OUR PROTECTION SOLUTIONS
““Difficult conversations are necessary to safeguard the future of your family””
Buildings and contents
Buildings insurance is a condition to all mortgages, but more so it is just good common sense to insure both your buildings and contents. Your house is probably the biggest asset you own and it is therefore crucial that it is adequately insured. If you need buildings insurance, contents insurance or both, KPC Mortgages can provide a competitive quote from leading insurers. Throughout the process we will work with you to assess your needs and ensure you have the right level of protection for you and your home or property.
LIFE COVER
is the most simple, popular and cost effective way of protecting your mortgage or family in the event of your death.
We all know that taking out a mortgage is likely to be the biggest commitment in life. Getting life insurance cover will give you the peace of mind that should something happen to you, your family will be well looked after. Often such policies are used to repay the outstanding mortgage balance, freeing the family from the monthly mortgage payments. However, deciding the best way to structure your insurance can be a challenge, especially without the right advice. At KPC Mortgages, we can ensure that your insurance is designed specifically for you.
Income protection
is a long-term insurance policy designed to support you if you cannot work because you are ill or injured. Income protection insurance provides you with the peace of mind of a regular on-going income that can help you pay the bills and maintain your lifestyle should you fall ill or have an accident and are unable to work. These on-going payments will represent a percentage of your salary. The amount of income protection cover you need will be determined by your salary . Whether you are self-employed or employed, this type of insurance can be tailored to suit your needs.
critical illness cover
is designed to take the financial burden off during a difficult period in your life. Critical illness cover is a long-term insurance policy that provides you with a tax free cash sum upon diagnosis of a specified critical illness or a specified critical condition. The critical illness insurance payout helps you avoid the financial strain a major illness can create so you can focus on your recovery. The cash sum you receive can be used however you like but it is designed to pay off your mortgage, debts or pay for alterations to your home such as a wheelchair access should you need one.