OUR MORTGAGES SOLUTIONS

““My goal is to assist and advise the client in every step of the mortgage process, from finding the right mortgage to the completion””
— Mara Bottari_ KPC Mortgages Ltd.

Home movers

Moving home is always hectic and considered to be a stressful time by many. Finding the right mortgage deal can be confusing. At KPC Mortgages we can guide you through the process and locate the product suited to you, offering expert mortgage advice specific to your circumstances. We have access to a comprehensive range of lenders which are suitable if you are moving home and we aim to make the transition between properties as smooth as possible.

remortgage

A remortgage is when you take out a new mortgage on a property that you already own by replacing your current mortgage product with a new product. Regularly reviewing your mortgage could make good financial sense. The process is usually quick and easy, the legal aspect is simple, and doing so could ultimately put you in a better financial position. At  KPC Mortgages we understand that your need for remortgaging is unique to your circumstances and may depend on different needs as for example:

  • to save money on your monthly repayments by switching lender to obtain a more competitive rate;

  • to switch to a more flexible mortgage;

  • to release capital from your home to buy a second home or for business purposes; or

  • to consolidate debt

First time buyers

Your first home is one of the most exciting and important purchases that you will ever make. As a first time buyer the entire mortgage process can often seem stressful and overwhelming, especially if handled in a foreign language. At KPC Mortgages, we can guide you through the process and can offer expert mortgage advice specific to your circumstances. We will compare a wide range of lenders and thousands of mortgages on your behalf – but, importantly, we will look beyond the rate. As your mortgage adviser, we will be on hand throughout the process to answer any queries that you may have. If you are thinking of buying your first home, contact us today to find out how we can help you.

buy-to-let

Buy-to-let mortgages are designed to help people invest in property. A buy-to-let mortgage is a specialist type of mortgage not offered by every bank, building society or lender and is designed for borrowers who want to let their property out to a third party. Whether you are thinking about purchasing your first buy-to-let property or adding to a portfolio, securing the right buy-to-let mortgage is essential to maximise your potential profit. A buy-to-let mortgage is not available on your residential home and will generally require a larger deposit than a standard residential mortgage. At KPC Mortgages we give your investment the potential, helping you find the suitable deal for your circumstances.

Some Buy-to-Let mortgages are not regulated by the Financial Conduct Authority.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME OR PROPERTY. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE